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Terms of Service

Last updated: February 2026

By using XBR Origin, you agree to these terms.

1. The Service

XBR Origin provides an AI-powered research platform for infrastructure and commodity investing. The service includes:

  • AI chat assistant with real-time market data
  • Price alerts and notifications
  • Video summaries and investment insights
  • Market analysis tools

2. Not Financial Advice

XBR Origin is an educational platform. Nothing on this site constitutes financial advice.

  • All content is for informational and educational purposes only
  • AI responses are generated by machine learning models and may contain errors
  • Past performance does not indicate future results
  • Always do your own research (DYOR) before making investment decisions
  • Consult a licensed financial advisor for personalized advice

3. Accounts

  • You must provide a valid email address to create an account
  • You are responsible for maintaining the security of your account
  • You must be at least 18 years old to use the service

4. Subscriptions

  • Free plan: 10 AI messages/day, 3 price alerts
  • Premium plan: 9.99 EUR/month, billed monthly via Stripe
  • Cancel anytime — access continues until end of billing period
  • No refunds for partial months

5. Acceptable Use

You agree not to:

  • Use the service for automated scraping or data extraction
  • Attempt to reverse-engineer the AI models
  • Share your account credentials
  • Use the service to provide financial advice to others
  • Overload the service with excessive requests

6. Intellectual Property

  • XBR Origin content (insights, analysis, tools) is proprietary
  • Video summaries are derived from publicly available YouTube content with attribution
  • You may share your own chat exports for personal use

7. Limitation of Liability

XBR Origin is provided "as is" without warranties of any kind. We are not responsible for:

  • Investment losses based on information from our platform
  • Inaccurate AI responses or market data delays
  • Service interruptions or downtime

8. Changes

We may update these terms at any time. Continued use of the service constitutes acceptance of updated terms.

Contact

Questions about these terms? Email contact@xbr-origin.com.